Wait for official reentry guidance
Avoid downed power lines, floodwater and unstable structures. Follow emergency officials; service requests are not emergency dispatch.
Document and communicate
When safe, photograph damage, preserve receipts and contact your insurer. Ask about documentation and mitigation requirements before assuming reimbursement.
Choose a clear repair scope
Ask contractors for identity, licensing where required, insurance, written scope, pricing, exclusions and payment terms. Homeowner Alliance reviews requests and potential providers; availability is confirmed per project.
Reviewed October 9, 2026. Editorial guidance organized from official preparedness resources; follow current local instructions.